Registry vs Inteqal vs Fard: The Trifectaof Property Documents in Pakistan

Documents are a very important part of real estate property. They prove ownership and allow future transactions. Documents are needed for legal and tax reasons as well. That brings us to three important documents that prove property ownership in Pakistan namely, Registry, Fard and Inteqal. We are going to discuss what they actually mean, who issues them as well as the difference between the three.

Registry (Sale Deed/Baynama)

Registry is the document which provides the proof of sale i.e. the transfer of ownership from one person to another. The sale deed is registered, signed and stamped by the sub-registrar and then it can be called a registry. The Registry has the details of the buyer and seller and of the property being sold. In short… Registry is a “registered sale deed”.

How is the registry obtained?

For the process of getting a Registry, you will have to pay the stamp duty, registration fee, TIP (Transfer of Immovable Property Tax), and/or any other applicable taxes. Relevant documents like original ownership documents, and CNIC of the buyer and the seller are also needed. Two witnesses will also be present to complete the process.

Who issues the registry?

Sub-Registrar issues the registry. You can find details of the Sub-Registrar offices for Punjab from the Punjab government’s website or the Punjab Zameen website.

Inteqal (Mutation)

Through Inteqal or Mutation, the ownership of a property is changed in the revenue records. For a Mutation to happen, a sale is not necessary. It can be done in case of gift, inheritance or any other way through which property ownership has been transferred. In short… Inteqal is “ownership change in revenue records”. What is the process of inteqal/mutation? For Mutation, the buyer, seller and two witnesses need to be present. The fee for the mutation process has to be paid and relevant documents need to be presented, for example, Registry in case of sale or death certificate, and succession certificate in case of inheritance. The process takes some days. After the process is completed, a Mutation Certificate is issued. The process of mutation according to PLRA (Punjab Land Record Authority) website is as follows: 1. Nadra Verification 2. Identification of Land and Rights Holder in the Records 3. Deposit Fee 4. Field Verification 5. Send Mutation to ADLR/RO (Assistant Director Land Record/Revenue Officer) 6. Verification of Parties and Witnesses 7. Approval or Rejection

Who does the inteqal/mutation?

In non-computerized rural areas, patwari does this process, which is sanctioned by a Revenue officer like a tehsildar. In Urban areas, this process is done in a sub-registrar’s office. In computerized areas, the Mutation is done through Arazi Record Centre by Service Centre Officials (SCO) and Assistant Director Land Record (ADLR).

Fard (Jamabandi/Naqal Register Haqdaran e Zamin)

Fard is a document that serves as proof of ownership. It shows that in official revenue records, so-and-so is the owner of a certain property. It includes details of the area, owners and the reference of mutation/inteqal number on the basis on which it is being issued. It has a lot more detail about the property like district, tehsil, khewat, kahtooni number, source of irrigation and more.

In short… Fard is “official proof of ownership”.

How is Fard obtained?

For the process of Fard, you need to present your CNIC, and property documents and pay the fee for obtaining Fard.

Who issues Fard?

Fard is issued by Patwari if the mouzza is not computerized. If the mouzza is computerized then the Fard is issued by the land record centre (e.g. ARC, Arzi Record Centre in Punjab) or E-Khidmat Markaz. Punjab Land Record Authority has an online process for it too.

Registry vs Fard vs Inteqal

To differentiate between Registry, Fard, Inteqal we can say that:

● Registry legalizes the sale.
● Inteqal changes the ownership in the revenue records.
● Fard provides proof of current ownership.

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